Our Product Portfolio
Our innovative and flexible approach to supplemental benefits will make us a valuable strategic partner for your business.

Protect Your Employees from the Unexpected
Life is unpredictable, but our supplemental benefits offer coverage to help protect your wallet from the unexpected. With group voluntary plans come the advantages of affordable group pricing and more comprehensive benefits.
Supplemental Benefits Products

Accident
Pays a benefit for a covered accident, injury and treatment received; includes 24-hour and off-the-job coverage options.

Cancer
Pays cash benefits for a covered cancer diagnosis and other specified diseases; the benefit can help pay for treatment, surgery, medical appliances and more.

Supplemental Health
Helps supplement major medical coverage by paying cash benefits when an insured is injured or ill and requires an in-hospital stay.

Hospital Indemnity
Pays a benefit to help cover the out-of-pocket hospitalization costs when major medical deductible has not been met, providing a financial safety net.

Life
Provides a lump-sum cash benefit that can help loved ones pay final expenses and bills; 20 Year Term, Group Term, Term to Age 100, and Universal Life available.

Critical Illness
Pays a lump-sum cash benefit when diagnosed with covered critical illness; wellness and recurrence coverage is also available.

Disability
Pays monthly cash benefit for a covered sickness or off-the-job injury that leaves insured totally or partially disabled, helping to alleviate daily living expenses.

Heart / Stroke
Pays a benefit for heart attack, stroke or heart disease that can be used for non-medical expenses that major medical insurance may not cover.

Dental & Vision
Dental and vision exams play an important role in a person’s overall wellness and are benefits employees routinely ask for.
"With over 40,000 employees enrollment can be painful, but the level of service and attention we received was second to none. They make my job easy."
– HR Manager at a Fortune 500 Company